Multiple hurricanes and wildfires done 2017 the most
dear year on record for disasters in the US.
4.7 million Americans filed for disaster assist through
FEMA, but about 200,000 applications are suspected to be
Equifax information crack may be partly to censure for the uptick
in fake FEMA applications.
2017 was an generally dear year for the US government.
hurricanes tore by tools of the South and
wildfires scorched California, making it the many dear year on
record for disasters, according to the National Centers for
The US was impacted by 16 apart billion-dollar disasters in
2017, totaling $306 billion in mercantile losses.
As a outcome of the wildfires, hurricanes, and storms, millions of
Americans were replaced and forced to rest on sovereign disaster
According to the Economist, 4.7 million FEMA applications
were filed in 2017 — a tenfold boost from 2016.
But David Passey, a orator for FEMA, told the Economist
that some-more than 200,000 of those applications — about 4.25% of all
claims filed in 2017 — may be fraudulent.
The massive Equifax
information breach may be partly to censure for the arise in
In Sep 2017, Equifax, one of the 3 credit reporting
agencies in the US, announced it was compromised between mid-May
and July, potentially exposing
Social Security numbers, credit label numbers, and other
personal information for up to 143 million Americans.
Disaster rascal isn’t anything new, but the timing of the
Equifax crack may have done it easier for fraudsters to get
their hands on personal information and file fake FEMA
applications — a case of worldly temperament theft.
“To imitation payments from their legitimate recipients, criminals
had to compare breached private information to addresses within
sovereign disaster zones,” the Economist reported.
FEMA can endowment up to $30,000 in emergency assist per household, but
many payments are much smaller.
Some victims of the disasters found out they had been defrauded
after receiving letters from FEMA confirming advantages they hadn’t
practical for. The Economist reported that one wildfire victim said
she found out when she requested assist and schooled “someone had
already practical for income using her name, address, and Social
But large-scale information breaches like the Equifax trickle aren’t the
only event for criminals to steal your information. In
2016, 4.2 billion personal
records were stolen. If someone wants your
data, it’s probably already
out there. The immeasurable infancy of temperament burglary victims — 86%
in 2014 — have problems with a stream account, such as a credit
label or bank account, according to BJS data.
In December, the FBI set up a charge force to examine fraud
claims associated to FEMA applications. FEMA has told applicants
of additional confidence measures put in place to forestall fraud.
Anyone held trying to make a fake claim
faces up to 30 years in jail and a $250,000 excellent if
How to forestall disaster service fraud
If you are a victim of a disaster and are formulation to request for
FEMA assistance, here are a few things to keep in
- If you apply
online and accept a corroboration error, call FEMA directly
- If you haven’t applied, don’t give your personal information
to anyone claiming they are verifying your focus from FEMA.
- Don’t trust anyone who comes to your home for an inspection
but a FEMA badge or someone who asks for income to finish an
investigation or application.
If you think you have been defrauded, hit the Department of Homeland Security
Office of Inspector General, FEMA’s Office of the Chief
Security Officer tip line, the National Center for
Disaster Fraud Hotline, or the Federal Trade